Glossary of Terms - T

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Tax Deductible: Payments that you may deduct against your federal and state taxable income; includes the interest portion of your mortgage payments, loan points and property taxes.

Teaser Rate: Introductory, lower rate on an adjustable rate mortgage. The loan's formula is a better way to determine its affordability, however.

Tenancy-in-common: A method of taking title to a property generally used among unmarried co-borrowers. See the Escrow section of this guide for more information.

Title: Evidence of a person's right or the extent of his or her interest in the property.

Title Insurance Policy: A policy that protects the purchaser, mortgagee or other party against loss arising from disputes over title to the property.

Truth in Lending: A federal law that requires lenders to fully disclose, in writing, the terms and conditions of a mortgage, including the annual percentage rate and other charges.




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Mark Tidwell 678.617.7167
Linc Realty of Atlanta 678.394.3200

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