Real Estate Glossary - M

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Margin: The number of percentage points the lender adds to the index rate to calculate the ARM interest rate at each adjustment.

Mortgage: A legal document that pledges a property to the lender as security for payment of a debt.

Mortgage Banker: A company or individual engaged in the business of originating mortgage loans with its own funds, selling those loans to long term investors, and servicing the loans for the investor until they are paid in full.

Mortgage Broker: A person who buys mortgages wholesale from lenders and then sells them to buyers. Can "shop your loan around" to find the best rate. Good for people with less-than-stellar credit histories.

Mortgage Insurance: A contract that insures the lender against loss caused by a mortgagor's default on a government mortgage or conventional mortgage.

Multiple Listing Service (MLS): A cooperative listing of nearly all the homes on the market for real estate agents.

CALL ME at 678-617-7167 to discuss your Real Estate needs. We are hard working, dedicated and honest in our approach to our clients and the industry as a whole. .

Mark Tidwell 678.617.7167
Linc Realty of Atlanta 678.394.3200

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